Buy now, pay later

Finance electronics, video games, & more.
Buy now, pay later. Finance electronics, video games, and more.
0% APR available on select items
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Limited time 0% APR financing

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Finance with Affirm in-store

Get started in just three easy steps.

About Monthly Payments -

Buy Now, Pay Later at Payless Daily

Payless Daily offers easy and affordable monthly payments online and in stores with Affirm, at a pace you choose – 3 to 24 months*. Alternative to layaway, you can purchase immediately and pay over time. During checkout, Affirm always shows you the exact terms (subject to your eligibility) and the total amount of interest you'll pay, never charging you anything extra. Unlike most credit cards, Affirm doesn't charge any fees. That means no late fees, no prepayment fees, no annual fees, no hidden fees, and no service fees to open or close your Affirm account.

Here are some frequently asked questions about how to finance your purchases at Walmart:

Which categories are eligible for financing?

Affirm financing is available on eligible Payless Daily purchases between $144–$4000, including tax. Eligible categories include:

  • Electronics, such as laptops, TVs, iPhones, video gaming, and more
  • Home, such as mattresses, furniture, and more
  • Home improvement and tools
  • Auto
  • Sports and outdoors
  • Toys
  • Baby
  • Apparel
  • Jewelry

Certain categories are ineligible for financing, including:

  • Pharmacy, health, and wellness
  • Groceries and food
  • Alcohol
  • Tobacco
  • Baby consumables
  • Pet supplies
  • Wireless services plan
  • Gasoline
  • Weapons and accessories

These categories are non-comprehensive and subject to change without notice. To purchase any finance-ineligible items, you'll need to provide an alternative form of payment.

Is Affirm available at Payless Daily stores?

For Payless Daily store purchases, you can apply online at, pick your desired payment plan, scan your single use barcode at the register, and make payments online with Affirm.

How can I buy now and pay later with Affirm 0% APR financing at

Affirm may offer special financing as low as 0% APR on select products. This means you may be able to make monthly payments with no interest with Affirm. When you’re browsing products on, certain items may be labeled as offering "0% APR with Affirm."? Items eligible for interest-free financing are subject to change.

What if I see an interest rate "0% APR"? available on, but the interest rate I later see during Affirm’s application process is between 10-36% APR?

0% APR is a promotional financing offer that is specific to certain products for a limited time. For items that do not qualify for 0% APR financing, your APR rate will be between 10–36%, depending upon your credit. The exact terms you qualify for will be shown when you check out with Affirm.

Is the Affirm 0% APR program offered in stores?

Currently, the 0% APR, interest-free financing program with Affirm is only available on, but you can still make interest-bearing purchases with Affirm in store.

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